When Is the Perfect Time To Move in San Bernardino County?
It’s easy to get caught up in the idea of waiting for the perfect moment to make your move – especially in today’s fast-changing San Bernardino market. Maybe you’re holding out and hoping mortgage rates will drop, or that home prices will fall. But here’s what you need to realize: trying to time the market rarely works. And here’s why.
There is no perfect market.
No matter when you buy, there’s always some benefit and some sort of trade-off – and that’s not a bad thing. That’s just the reality of it. If you’re not sure you buy into that, think back to the last 5 years in housing.
Just a few years ago, mortgage rates hit a historic low. To take advantage of that, a ton of buyers rushed to buy a home and lock in those lower rates. The side effect? With such a big increase in how many buyers were purchasing, the homes on the market were snapped up fast. And since that resulted in so few homes left for sale, bidding wars became the norm and home prices went through the roof. Those buyers got a great rate, but they had other things to contend with.
Now, with higher rates and higher prices, it’s more expensive to buy. You can’t argue that. But at the same time, the number of homes for sale is at the highest point in several years. That means you have more options to choose from and you’ll be less likely to find yourself in a pull-out-all-the-stops bidding war. Again, there are benefits and trade-offs in any market.
Capitalize on Local Trends.
If you’re considering a move within San Bernardino County and can comfortably manage it financially, now might be the right time to take advantage of local market trends. Working with an experienced local real estate agent is essential in a market that’s as diverse and dynamic as ours. As Bankrate reminds us:
“The complexities of the current conditions mean that, now more than ever, it’s smart to lean on the guidance of an experienced local real estate agent. If you want to enter the housing market in 2025, whether as a buyer or a seller, let a pro lead the way for you.”
While achieving your goals may feel like an uphill battle in today’s complex market, it is doable. But you’ll need the help of a trusted real estate agent and a lender.
Navigating today’s market might feel challenging, but with the right professional guidance, your goals are entirely within reach. A trusted agent who knows San Bernardino County—from bustling cities like San Bernardino and Ontario to the inviting communities of Redlands and beyond—can help you explore creative solutions. Whether that means considering different property types (such as smaller condos or homes that need a little TLC) or expanding your search to emerging neighborhoods, local expertise is your best asset.
Your lender, too, plays a crucial role. They can walk you through a range of loan options and down payment assistance programs available to Southern California buyers, ensuring that the numbers add up for you. As Yahoo Finance advises:
“Buying a house at a time when both mortgage rates and home prices are favorable is a challenge. You probably shouldn’t try to time the housing market . . . Buy when it makes sense for you personally.”
Bottom Line
There’s no perfect time to move – every market has its pros and cons. The key is knowing how to make the most of the factors working in your favor. If you have a reason to move and the means to do so, now is the time to lean on experienced professionals who understand the local landscape.
Ready to take the next step in one of Southern California’s most dynamic markets? Let’s connect. With the right guidance and tools at your disposal, turning your move into a success story is well within reach.
