How Much Money Should You Spend? Things to Consider: Ask yourself the following questions to get some perspective on this year’s Christmas. What do our kids already have? (Think: toys, books, clothes and gadgets) How many people will probably give them more? (Think: grandparents and other extended family) What do they need? (Think: clothes, educational toys or books) What do they want?...
Christmas Clutter 6 Expenses You are Probably Overspending On During Christmas, a lot of us will look for any excuse possible to justify overspending. That 60-inch television? It was 20% off! And my eyes are bad! The $200 LED lighted tree? My kids really wanted it. And our other tree is three years old! The daily $5 peppermint mocha? It’s Christmas, and it’s peppermint! I have...
PROPOSITION 90 On Tuesday October 21st, the San Bernardino County Board of Supervisors unanimously adopted Proposition 90. Proposition 90 is an initiative that enables homeowners 55 years or older to transfer the base year value of their principal residence in one county to a newly purchased residence in another county provided that certain requirements are met. Prop. 90 allows homeowners 55 years...
What you Need to Know About Senate Bill 1050 Did you know that the notary requirements are changing as of January 1, 2015? Do your documents reflect the correct notary acknowledgement on them? Be prepared! The county will not take an old notary acknowledgement starting January 1, 2015. Changes: 1. Requires the statutory acknowledgment, jurat and proof of execution certificate to...
If you die without a will (also known as dying "intestate"), the State of California will decide how your assets are to be distributed. All community property and quasi community property will be given to your spouse. Separate property will generally be distributed according to California Probate Code 6401 and 6402: Survived by a spouse and children - In this case the surviving spouse will inherit...
Using a Realtor that you trust can really make a difference in the sale or purchase of your home. Sellers and buyers don't always think of the great advantages and services that a Realtor provides. There are so many legal aspects of each sale that it's vital to have a Realtor with...
Would you like to be happier this instant? The good news is that happiness is within reach every second of the day. You don’t need to be richer, thinner or have the latest gadgets and toys to be happy. Happiness is a state of mind. It’s a choice that you make every day and a by-product of your daily habits. Happy people are more successful than their peers, enjoy stronger social connections and deal...
The rates continue to be low. Take advantage of these low rates to purchase your...