Let's dig a little deeper into why purchasing a home in the winter could be more better than waiting until the Spring home market. As an experienced realtor deeply familiar with our local market, I’m here to share why buying real estate in February might be your smartest move this year. 1. Less Competition Equals Better Negotiating Power In February, the market is typically quieter than in the...
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Why Buying a Home Now Is Your Winning Play Some Highlights You may be sitting on the sidelines wondering if it’s better to buy now or wait. But buying before the spring rush may be a game-changing decision. Moving this winter can give you significant advantages, like less competition, more negotiating power, and lower prices. Historically, home prices have risen in March due higher...
When Is the Perfect Time To Move in San Bernardino County? It’s easy to get caught up in the idea of waiting for the perfect moment to make your move – especially in today’s fast-changing San Bernardino market. Maybe you’re holding out and hoping mortgage rates will drop, or that home prices will fall. But here’s what you need to realize: trying to time the market rarely works. And here’s...
The Truth About Credit Scores and Buying a Home Your credit score plays a big role in the homebuying process. It’s one of the key factors lenders look at to determine which loan options you qualify for and what your terms might be. But there’s a myth about credit scores that may be holding some buyers back. The Myth: You Need To Have Perfect Credit According to Fannie Mae, only 32% of...
Mortgage Rates Drop Over 1.5% Since Recent Peak: What It Means for Southern California Homebuyers and Sellers.As of late 2024, mortgage rates have seen a notable drop of over 1.5% from their peak of around 8.0% in late 2023. As of Sept 30th, the average 30-year fixed-rate mortgage hovers around 6.2%, offering much-needed relief to prospective homebuyers and those considering refinancing their existing...
Could a 55+ Community Be Right for You?If you’re thinking about downsizing, you may be hearing about 55+ communities and wondering if they’d be a good fit for you. Here’s some information that could help you make your decision.What Is a 55+ Community?It’s important to note that these communities aren’t just for people who need extra support – they can be pretty vibrant, too. Many people who...
The Latest on the Luxury Home MarketLuxury living is about more than just stunning views and cutting-edge smart home technology—it's about elevating your lifestyle. And if you're in the market for a million-dollar home, now is an excellent time to explore the thriving luxury market. Here's why.The Number of Luxury Homes Is GrowingThe top of the market, or luxury homes, can mean different things depending...
Why Pre-Approval Should Be at the Top of Your Homebuying To-Do ListSince the supply of homes for sale is growing and mortgage rates are coming down, you may be thinking it’s finally your moment to jump into the market. To make sure you’re ready, you need to get pre-approved for a mortgage.That’s when a lender looks at your finances, including things like your W-2, tax returns, credit score,...