The Millennials The Millennial generation are those who were born in the early 1980s through early 2000s. A most recent survey by California Association of Realtors shows that this generation has expectations of their real estate agent as...
Buyers
BORROWER ELIGIBILITY Effective 8/16/14, Fannie Mae changed the waiting periods for a borrower to be eligible for a new loan following a derogatory credit event, such as a foreclosure, bankruptcy, short sale. Based on the type of loan, the waiting periods are as...
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Wishing You a Happy...
We all know buying a home is a great investment, but did you know the average net worth of a homeowner is 46 x that of a...
How Much Money Should You Spend? Things to Consider: Ask yourself the following questions to get some perspective on this year’s Christmas. What do our kids already have? (Think: toys, books, clothes and gadgets) How many people will probably give them more? (Think: grandparents and other extended family) What do they need? (Think: clothes, educational toys or books) What do they want?...
What you Need to Know About Senate Bill 1050 Did you know that the notary requirements are changing as of January 1, 2015? Do your documents reflect the correct notary acknowledgement on them? Be prepared! The county will not take an old notary acknowledgement starting January 1, 2015. Changes: 1. Requires the statutory acknowledgment, jurat and proof of execution certificate to...
If you die without a will (also known as dying "intestate"), the State of California will decide how your assets are to be distributed. All community property and quasi community property will be given to your spouse. Separate property will generally be distributed according to California Probate Code 6401 and 6402: Survived by a spouse and children - In this case the surviving spouse will inherit...