Featured Blog Posts
No, it Does Not! A considerable number of property owners who have been through bankruptcy are unaware of their personal obligations vs. their real property. For example, a property owner owes money to "Credit Card Company X" and does not pay them. "Credit Card Company X" goes to court and then records a judgment. The property owner files bankruptcy and lists "Credit Card Company X" as a creditor...
It pays to use a Realtor for your real estate...
What is a Homestead and What Does it Do? In California, a homestead gives protection against involuntary claims against an owner’s home. If a money judgment is rendered against you in court, the person who won the judgment against you may try to collect the monetary damages by garnishing your wages, bank accounts, or having your automobile or home sold to pay off that judgment. The homestead law...
FHA is now allowing potential borrower’s to qualify for a FHA loan as soon as 12 months after a foreclosure, short-sale, or bankruptcy. But this is only for borrowers where the derogatory credit was caused by an Economic Event, which is defined by HUD as job loss, or a 20% or greater reduction of income, for a period of at least 6 months. This reduction of income must have been the cause of the...
Water damage can result from many different causes: storms, flooding, broken water pipes and lines, leaking washing machines, and more. This can lead to mold and odor problems, and worse. If left unmitigated, water damage can eventually cause structural damage, which can entail significant costs to repair and can even affect a home's value. Prevention is the first defense against water damage. Here are...
Take a look at the most recent survey regarding the top reasons clients appreciate their Realtor. These top areas represent my goals in service to you, your family and friends. I look forward to working with you or your...