Mortgage

Do you need to wait for lower mortgage rates before purchasing a home?

How To Buy a Home Without Waiting for Lower Rates Many people are hoping mortgage rates will come down before they buy a home. But will that actually happen? According to the latest forecasts from institutions like Fannie Mae, the Mortgage Bankers Association, and Wells Fargo, experts say rates will decline—but not by as much as many people want. Local Market Insights in Rancho Cucamonga Here in...

VA Loans: Making a Home for those that serve our country

Since the creation of the Veterans Affairs (VA) Home Loans Program, over 22 million veterans have achieved the American Dream of homeownership. Many veterans do not know the details of the program and therefore do not take advantage of the benefits available to them. If you are a veteran or you know someone who is, here is a breakdown of the VA Home Loan benefits that can be used to achieve the...

FHA Annual Mortgage Insurance Premium Reduced

FHA Mortgage Insurance Reduced Effective January 26, 2015, the FHA Annual Mortgage Insurance Premium will be reduced by .5% for new loans.  I am so excited that buyers will have lower monthly payments or be able to qualify for a higher sales price.  Below are some examples showing both rates so you can see the savings available to...

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