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Does Bankruptcy Automatically Get Rid of a Recorded Judgement?

No, it Does Not!  A considerable number of property owners who have been through bankruptcy are unaware of their personal obligations vs. their real property.  For example, a property owner owes money to "Credit Card Company X" and does not pay them.  "Credit Card Company X" goes to court and then records a judgment.  The property owner files bankruptcy and lists "Credit Card Company X" as a creditor...

Homestead Declaration

What is a Homestead and What Does it Do? In California, a homestead gives protection against involuntary claims against an owner’s home. If a money judgment is rendered against you in court, the person who won the judgment against you may try to collect the monetary damages by garnishing your wages, bank accounts, or having your automobile or home sold to pay off that judgment. The homestead law...

Why Do you Need Title Insurance?

To protect perhaps the most important investment you'll ever make - the investment in your home. With a title insurance policy, as the owner, you have an indemnity contract that will reimburse you for loss in the event someone asserts a claim against your property that is covered by the policy. How Can There be a Title Defect if the Title Has Been Searched? Title insurance is issued after a careful...

Go Green

If you’re planning a kitchen remodel, why not go green? Going green with your kitchen remodeling project means making choices based on your lifestyle and your budget. The decisions aren’t always simple. For example, a certain green product may outlast and use less energy but cost more than a similar product that performs equally well. Fortunately, an expanding marketplace for smart, stylish green...

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